A green logo that says loans on a white background

Empowering Your Future
One Loan at a Time.

Short Term Loans Powered by your Stokvel! 

At Thuso Loans, we believe in empowering individuals and businesses to achieve their dreams. We specialize in providing short-term loans tailored to the needs of the underserved and informal sectors in South Africa.


Whether you're looking to grow your small business, manage unexpected expenses, or invest in your future, we're here to help you take the next step.

A man is standing in front of a car with his hands in his pockets.

Want to know how your Stokvel can benefit from Thuso Loans? 


Join our Online Session!

Who We Serve

Thuso Loans proudly serves the informal sector, small business owners, and individuals who may not have access to traditional banking services. Whether you’re a street vendor, a small shop owner, or someone with a great idea, we’re here to support your financial journey. 

Why Choose Thuso Loans?

We know that to go far, we must go together - the same is true for your money. Powered by your Stokvel, Thuso Debt Assistance is here to change the way you tackle your short-term loans and accounts.

A green line icon of a hand holding a dollar bill and an arrow pointing down.

Accessible Financing

We understand the unique challenges faced by those in the informal sector. That's why our loan products are designed with flexibility and accessibility in mind. No red tape, just real solutions.

A green line icon of a percentage and an arrow pointing down.

Quick Approvals

We know time is of the essence. Our streamlined application process ensures that you get the funds you need without unnecessary delays.

A group of people standing next to each other with a dollar sign and an arrow.

Personalised Service

At StokFella Loans, you’re not just a number. Our team is dedicated to understanding your specific needs and providing personalized financial solutions that work for you.

A group of people are connected to a bag of money with a dollar sign on it.

Trustworthy & Transparent

We are committed to building trust with our clients through transparency and integrity. With us, there are no hidden fees or surprises—just straightforward terms and clear communication.

Lower Your Payments

We'll work with your lenders to get you a better deal.

A green line icon of a hand holding a dollar bill and an arrow pointing down.

Pay Less Interest

Stop throwing money away at high interest rates.

A green line icon of a percentage and an arrow pointing down.

Stokvel Power

Your group's savings are your secret weapon. They'll help you pay off debt faster.

A group of people standing next to each other with a dollar sign and an arrow.

Earn Together

Your Stokvel gets a share of the money you save by paying off your debt. It's a win-win!

A group of people are connected to a bag of money with a dollar sign on it.

What type of loan can you qualify for?

Learn more
A silhouette of two arrows pointing in opposite directions on a white background.

This is a paragraph. Writing in paragraphs lets visitors find what they are looking for quickly and easily.

This is a paragraph. Writing in paragraphs lets visitors find what they are looking for quickly and easily.

Learn more
A silhouette of two arrows pointing in opposite directions on a white background.
A white background with a few lines on it

Payday Loans


Small, loans designed to cover expenses until the next payday. Typically repaid within a few weeks.


A white background with a few lines on it

Installment Loans


Loans that provide a lump sum of cash with repayment spread over several months or years, usually with fixed monthly payments.


A white background with a few lines on it

Title Loans


Secured loans where the borrower uses their vehicle’s title as collateral. Repayment terms are short, often 30 days to a few months.


Learn more
A silhouette of two arrows pointing in opposite directions on a white background.

This is a paragraph. Writing in paragraphs lets visitors find what they are looking for quickly and easily.

This is a paragraph. Writing in paragraphs lets visitors find what they are looking for quickly and easily.

Learn more
A silhouette of two arrows pointing in opposite directions on a white background.
A white background with a few lines on it

Personal Loans


Unsecured loans with flexible terms for a variety of personal needs, such as medical bills or home repairs. Repayment periods typically range from a few months to a couple of years.


A white background with a few lines on it

Credit Card Cash Advances


Immediate cash advances against a credit card’s limit. Generally come with higher interest rates and fees, and are repaid through regular credit card payments.


A white background with a few lines on it

Merchant Cash Advances


Advances based on future credit card sales or daily bank deposits. Suitable for small business owners who need quick capital to cover operational costs.

A white background with a few lines on it

Payday Loans
Small, high-interest loans designed to cover expenses until the next payday. Typically repaid within a few weeks.

A white background with a few lines on it

Installment Loans
Loans that provide a lump sum of cash with repayment spread over several months or years, usually with fixed monthly payments.

A white background with a few lines on it

Title Loans
Secured loans where the borrower uses their vehicle’s title as collateral. Repayment terms are short, often 30 days to a few months

A white background with a few lines on it

Personal Loans

Unsecured loans with flexible terms for a variety of personal needs, such as medical bills or home repairs. Repayment periods typically range from a few months to a couple of years.


A white background with a few lines on it

Credit Card Cash Advances

Immediate cash advances against a credit card’s limit. Generally come with higher interest rates and fees, and are repaid through regular credit card payments

A white background with a few lines on it

Merchant Cash Advances

Advances based on future credit card sales or daily bank deposits. Suitable for small business owners who need quick capital to cover operational costs.

How it Works

STEP 1:

Apply Online: Complete our simple application form from the comfort of your home or workplace.


Click here for the How To Guide


STEP 2:

Get Approved: Our team will review your application and get back to you quickly with a decision.

STEP 3:

Receive Your Funds: Once approved, your loan will be disbursed directly to you, ready for you to use as needed.

STEP 4:

Repay with Ease: We offer flexible repayment options that fit your budget and schedule.

* T’s and C’s Apply. ** Only short-term debts with less than 12 months and are less than R20,000. ** Your short-term debt must be in arrears. ** Non-payment will come out of your existing savings from your contributions to your stokvel.

STEP 1:

Apply Online: Complete our simple application form from the comfort of your home or workplace.


Click here for the How To Guide

STEP 2:

Get Approved: Our team will review your application and get back to you quickly with a decision.

STEP 3:

Receive Your Funds: Once approved, your loan will be disbursed directly to you, ready for you to use as

STEP 4:

Repay with Ease: We offer flexible repayment options that fit your budget and

* T’s and C’s Apply. ** Only short-term debts with less than 12 months and are less than R20,000. ** Your short-term debt must be in arrears. ** Non-payment will come out of your existing savings from your contributions to your stokvel.

Ready to make your dreams a reality?

Apply now and get the support

you need to succeed!

Revolutionise your Stokvel

Download the App

Whether you belong to a burial society, participate in umagolisana emsebenzeni, or have big plans for your property stokvel, StokFella is here to help you do more, together.

A black and white qr code on a white background.
A google play and an apple app store icon on a white background.

Join the StokFella community today and experience stokvel management like never before!

Join StokFella Now